To have your 120 on-time monthly payments count towards PSLF, you must meet all three criteria: have qualifying loans, be on a qualifying repayment plan, and work for a qualifying employer. This ensures that you are on the right path to potential loan forgiveness. Thus, the correct answer is 'All of the above.' ;
To have your 120 on-time monthly payments count toward PSLF, you must have qualifying loans, be on a qualifying repayment plan, and work for a qualifying employer. Therefore, the correct answer is 'All of the above.' Meeting all three criteria is essential for loan forgiveness.
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