Emily is applying for disability insurance and learns that her medical condition might affect her premium. How might Emily's premium be affected due to her unfavorable medical condition?
A. Her premium will remain the same.
B. Her premium may be increased.
C. She will be denied coverage.
D. Her policy benefits will be doubled.
Answer (2)
Emily's premium for disability insurance will likely be increased due to her unfavorable medical condition, as this indicates a higher risk for the insurer. She may also face the possibility of being denied coverage, depending on the severity of her condition. Insurance companies assess individual risk factors to determine premium costs. ;
Emily's premium for disability insurance will likely be increased due to her unfavorable medical condition, as this suggests a higher risk for the insurer. She may also risk being denied coverage, depending on the extent of her condition. Therefore, the best choice is option B: Her premium may be increased.
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