Joe discovers that an employee altered his disability policy application without his written consent. What is the consequence if an application for disability insurance is altered without the applicant's written consent?
A. The alteration is considered valid and binding
B. It is deemed a misdemeanor crime
C. The policy is automatically canceled
D. There are no consequences as long as the insurer knows about it

If a disability insurance application is altered without the applicant's consent, the policy is automatically canceled. This ensures that the integrity of the application is maintained. There are no valid grounds for the alteration to be considered binding or to avoid cancellation consequences. ;

Answered by GinnyAnswer | 2025-07-03

If a disability insurance application is altered without the applicant's consent, the policy is automatically canceled. This cancellation ensures the integrity of the application process is maintained. Unauthorized alterations invalidate the agreement between the insurer and the insured.
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Answered by Anonymous | 2025-07-04